Let's Talk Contact OVD Insurance

Connect with OVD Today

MI

Grand
Rapids

2780 44th Street SW
Wyoming, MI 49519

PA

Pittsburgh

101 Bradford Road, Suite 305
Wexford, PA 15090

NC

Raleigh

4000 Center At North Hills, Suite 470
Raleigh, NC 27609

Follow Us

Engage with OVD on any of our social platforms.

We look forward to active conversations around the future of insurance —
while sharing glimpses into what makes OVD culture so special.

Directions

Grand Rapids

Pittsburgh

Raleigh

img:is([sizes="auto" i],[sizes^="auto," i]){contain-intrinsic-size:3000px 1500px;}img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important;}.wp-block-audio :where(figcaption){color:#555;font-size:13px;text-align:center;}.is-dark-theme .wp-block-audio :where(figcaption){color:rgba(255,255,255,.65);}.wp-block-audio{margin:0 0 1em;}.wp-block-code{border:1px solid #ccc;border-radius:4px;font-family:Menlo,Consolas,monaco,monospace;padding:.8em 1em;}.wp-block-embed :where(figcaption){color:#555;font-size:13px;text-align:center;}.is-dark-theme .wp-block-embed :where(figcaption){color:rgba(255,255,255,.65);}.wp-block-embed{margin:0 0 1em;}.blocks-gallery-caption{color:#555;font-size:13px;text-align:center;}.is-dark-theme .blocks-gallery-caption{color:rgba(255,255,255,.65);}:root :where(.wp-block-image figcaption){color:#555;font-size:13px;text-align:center;}.is-dark-theme :root :where(.wp-block-image figcaption){color:rgba(255,255,255,.65);}.wp-block-image{margin:0 0 1em;}.wp-block-pullquote{border-bottom:4px solid;border-top:4px solid;color:currentColor;margin-bottom:1.75em;}.wp-block-pullquote cite,.wp-block-pullquote footer,.wp-block-pullquote__citation{color:currentColor;font-size:.8125em;font-style:normal;text-transform:uppercase;}.wp-block-quote{border-left:.25em solid;margin:0 0 1.75em;padding-left:1em;}.wp-block-quote cite,.wp-block-quote footer{color:currentColor;font-size:.8125em;font-style:normal;position:relative;}.wp-block-quote:where(.has-text-align-right){border-left:none;border-right:.25em solid;padding-left:0;padding-right:1em;}.wp-block-quote:where(.has-text-align-center){border:none;padding-left:0;}.wp-block-quote.is-large,.wp-block-quote.is-style-large,.wp-block-quote:where(.is-style-plain){border:none;}.wp-block-search .wp-block-search__label{font-weight:700;}.wp-block-search__button{border:1px solid #ccc;padding:.375em .625em;}:where(.wp-block-group.has-background){padding:1.25em 2.375em;}.wp-block-separator.has-css-opacity{opacity:.4;}.wp-block-separator{border:none;border-bottom:2px solid;margin-left:auto;margin-right:auto;}.wp-block-separator.has-alpha-channel-opacity{opacity:1;}.wp-block-separator:not(.is-style-wide):not(.is-style-dots){width:100px;}.wp-block-separator.has-background:not(.is-style-dots){border-bottom:none;height:1px;}.wp-block-separator.has-background:not(.is-style-wide):not(.is-style-dots){height:2px;}.wp-block-table{margin:0 0 1em;}.wp-block-table td,.wp-block-table th{word-break:normal;}.wp-block-table :where(figcaption){color:#555;font-size:13px;text-align:center;}.is-dark-theme .wp-block-table :where(figcaption){color:rgba(255,255,255,.65);}.wp-block-video :where(figcaption){color:#555;font-size:13px;text-align:center;}.is-dark-theme .wp-block-video :where(figcaption){color:rgba(255,255,255,.65);}.wp-block-video{margin:0 0 1em;}:root :where(.wp-block-template-part.has-background){margin-bottom:0;margin-top:0;padding:1.25em 2.375em;}.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em;}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none;}:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--color--dark-gray:#28303d;--wp--preset--color--gray:#39414d;--wp--preset--color--green:#d1e4dd;--wp--preset--color--blue:#d1dfe4;--wp--preset--color--purple:#d1d1e4;--wp--preset--color--red:#e4d1d1;--wp--preset--color--orange:#e4dad1;--wp--preset--color--yellow:#eeeadd;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--gradient--purple-to-yellow:linear-gradient(160deg,#d1d1e4 0%,#eeeadd 100%);--wp--preset--gradient--yellow-to-purple:linear-gradient(160deg,#eeeadd 0%,#d1d1e4 100%);--wp--preset--gradient--green-to-yellow:linear-gradient(160deg,#d1e4dd 0%,#eeeadd 100%);--wp--preset--gradient--yellow-to-green:linear-gradient(160deg,#eeeadd 0%,#d1e4dd 100%);--wp--preset--gradient--red-to-yellow:linear-gradient(160deg,#e4d1d1 0%,#eeeadd 100%);--wp--preset--gradient--yellow-to-red:linear-gradient(160deg,#eeeadd 0%,#e4d1d1 100%);--wp--preset--gradient--purple-to-red:linear-gradient(160deg,#d1d1e4 0%,#e4d1d1 100%);--wp--preset--gradient--red-to-purple:linear-gradient(160deg,#e4d1d1 0%,#d1d1e4 100%);--wp--preset--font-size--small:18px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:24px;--wp--preset--font-size--x-large:42px;--wp--preset--font-size--extra-small:16px;--wp--preset--font-size--normal:20px;--wp--preset--font-size--extra-large:40px;--wp--preset--font-size--huge:96px;--wp--preset--font-size--gigantic:144px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px rgba(255,255,255,1),6px 6px rgba(0,0,0,1);--wp--preset--shadow--crisp:6px 6px 0px rgba(0,0,0,1);}:where(.is-layout-flex){gap:.5em;}:where(.is-layout-grid){gap:.5em;}body .is-layout-flex{display:flex;}.is-layout-flex{flex-wrap:wrap;align-items:center;}.is-layout-flex > :is(*,div){margin:0;}body .is-layout-grid{display:grid;}.is-layout-grid > :is(*,div){margin:0;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}.has-black-color{color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color:var(--wp--preset--color--white) !important;}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color:var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color:var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:root :where(.wp-block-pullquote){font-size:1.5em;line-height:1.6;}.a-stats{--akismet-color-mid-green:#357b49;--akismet-color-white:#fff;--akismet-color-light-grey:#f6f7f7;max-width:350px;width:auto;}.a-stats *{all:unset;box-sizing:border-box;}.a-stats strong{font-weight:600;}.a-stats a.a-stats__link,.a-stats a.a-stats__link:visited,.a-stats a.a-stats__link:active{background:var(--akismet-color-mid-green);border:none;box-shadow:none;border-radius:8px;color:var(--akismet-color-white);cursor:pointer;display:block;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Roboto","Oxygen-Sans","Ubuntu","Cantarell","Helvetica Neue",sans-serif;font-weight:500;padding:12px;text-align:center;text-decoration:none;transition:all .2s ease;}.widget .a-stats a.a-stats__link:focus{background:var(--akismet-color-mid-green);color:var(--akismet-color-white);text-decoration:none;}.a-stats a.a-stats__link:hover{filter:brightness(110%);box-shadow:0 4px 12px rgba(0,0,0,.06),0 0 2px rgba(0,0,0,.16);}.a-stats .count{color:var(--akismet-color-white);display:block;font-size:1.5em;line-height:1.4;padding:0 13px;white-space:nowrap;}.page-id-339 .value-guidance-bottom-area{display:none;}@media (max-width: 1024px){.video-banner video{width:260%;}.home .banner-area{min-height:60vh;}}@media (max-width: 500px){.video-banner video{width:400%;max-height:100vh;}.video-banner{right:145%;overflow-x:unset;}.home .banner-area{min-height:100vh;}}body .uwy.userway_p3 .uai{top:77% !important;}.newsletter-form form{display:flex;align-items:center;}.newsletter-form .gform-body{max-width:75%;width:100%;margin-right:20px;}.newsletter-form .gform_wrapper.gravity-theme .gform_footer{padding:0;margin:0;}.newsletter-form .gform_wrapper.gravity-theme .gform_footer .common-button{padding:7px 25px 7px 25px;}@media (max-width:767px){.newsletter-form form{display:block;}.newsletter-form .gform-body{max-width:100%;margin-right:0;margin-bottom:20px;}.newsletter-form .gform_wrapper.gravity-theme .gform_footer .common-button{padding:3px 25px 3px 25px;}}p.news-para{text-align:center;padding-bottom:100px;position:relative;}.newsletter-form h3{padding-bottom:0;}.newsletter-form h3:after{content:none;}p.news-para:after{width:1px;height:100px;background:#9b7d54;content:"";position:absolute;top:65px;left:50%;transform:translatex(-50%);z-index:1;}.newsletter-form .gform_wrapper.gravity-theme .gform_page_footer button{margin-bottom:0px;}@media (max-width: 767px){.newsletter-form{background-size:contain !important;background-position:center 120px;}}.newsletter-form{background-size:inherit;padding:160px 0 160px;position:relative;min-height:540px;}.videos-search-results{margin-top:200px;}.para-plan{display:flex;}.para-plan p:nth-child(odd){width:16%;}.para-plan p:nth-child(even){width:80%;}.para-plan p:nth-child(odd){width:16%;font-size:30px;line-height:35px;font-family:"Futura PT Heavy";color:#9b7d54;}div#mc_embed_shell h2{display:none;}.indicates-required{display:none;}input#mce-EMAIL{width:100%;border-radius:100px;border:1px solid #2e2e2f;background-color:#fff;padding:8px 25px;appearance:none;-webkit-appearance:none;resize:none;font-family:"futura-pt";font-weight:400;font-size:20px;line-height:30px;color:#2e2e2f;}.mc-field-group{width:100%;position:relative;}#mc_embed_signup_scroll{width:100%;display:flex;column-gap:10px;}#mc_embed_signup{width:100% !important;margin-top:57px !important;}.clear{width:30%;}input#mc-embedded-subscribe{border:2px solid #9b7d54;background:transparent;color:#2e2e2f;padding:10px 25px 10px 25px;font-family:"Futura PT Heavy";font-size:18px;display:inline-block;transition:all .5s;-webkit-transition:all .5s;text-transform:uppercase;letter-spacing:.5px;min-width:168px;text-align:center;border-radius:40px;}.mc-field-group{width:95%;}#mce-responses{display:none;}@media (max-width:991px){#mc_embed_signup_scroll{display:inline;}input#mc-embedded-subscribe{margin:0 auto;display:table;margin-top:24px;}#mc_embed_signup_scroll .clear{margin:0 auto;display:table;}}.plan-inject h2{text-align:center;}.blog-details-area h2{width:100%;max-width:100%;}.plan-inject{display:flex;flex-wrap:wrap;column-gap:40px;margin:30px 0;}.para-plan{max-width:100%;width:100%;}.plan-details{columns:2;-webkit-columns:2;-moz-columns:2;margin-top:26px;}.para-plan.each-plan p{margin-top:10px !important;}@media (max-width:991px){.para-plan{max-width:100%;}.plan-details{columns:1;}}div#mc_embed_signup p{font-family:"baskerville-display-pt",serif;font-size:23px;line-height:36px;color:#2e2e2f;position:relative;transition:all .5s;-webkit-transition:all .5s;}.page-template-template-summit-series-overview .value-guidance-video-area{max-width:745px;margin:0px auto;width:100%;}body .gform_wrapper.gravity-theme .gfield input,body .gform_wrapper.gravity-theme .gfield select,body .gform_wrapper.gravity-theme .gfield textarea{border-radius:25px;}.page-id-529 .great-leadership-section.meet-our-leader{width:100vw;margin-left:-50vw;left:50%;position:relative;}#mc_embed_signup{background:#fff;clear:left;font:14px Helvetica,Arial,sans-serif;width:600px;}@media (max-width:767px){.footer-area{background-image:url("https://cdn-ldgll.nitrocdn.com/PBzphbgDFMGkojKWgiXxghBUjSgXneQS/assets/images/optimized/rev-2f19f14/ovdinsurance.com/wp-content/uploads/2023/02/OVD-Insurance_Moible-Full-Width-Footer-Banner-V3-1.jpg") !important;padding-top:540px;}.footer-area.nitro-lazy{background-image:none !important;}}.new-faq{margin:100px 0;}.new-faq h2{font-size:45px;text-align:center;margin-bottom:40px;}