Educational Institution Insurance For Schools

Educational institution insurance is a type of insurance coverage specifically designed for schools, colleges, and universities. This type of insurance provides protection for a wide range of risks faced by educational institutions including property damage,

liability coverage, professional liability, cyber liability, and more. OVD has a dedicated team of individuals that bring deep knowledge and expertise to the unique needs of educational institutions. We understand your challenges and how to advocate for you.

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Proactive Guidance

OVD works with our education clients to maximize their return from the broker relationship: cost containment approach, resources, proactive guidance, and operating efficiencies.

Trusted Coverage

Educational institutions face a wide range of risks and liabilities, from employee benefits and workers’ compensation to student safety and property damage. Having the right insurance in place to protect against these potential losses is crucial. Our educational institution insurance services provide comprehensive coverage options specifically designed to meet the unique needs of schools, colleges, and universities. Whether you need liability coverage, property insurance, or specialized coverage for school-sponsored programs, our team of experts is here to help you find the right solution for your specific needs.

Everyone with whom I have dealt with at Olivier VanDyk is courteous, willing to help, prompt in getting answers to questions. I also appreciate the annual effort that is put forth in looking for the best insurance at the best cost for our needs. Good work!

Who Can Benefit from Educational Institution Insurance?

Public school districts, private schools, charter schools, trade and technical schools, colleges, and universities can benefit from educational institution insurance. These institutions and their employees can benefit from educational institution insurance by having access to comprehensive coverage options to protect against a wide range of risks and liabilities, including property damage, liability, and workers’ compensation. Having the right insurance in place can provide financial stability and peace of mind for these institutions and help ensure the safety and well-being of their employees and students.

FAQs

How does liability insurance protect educational institutions against lawsuits?

Liability insurance steps in to protect against an actual or alleged lawsuit against educational institution staff or students.

Can I purchase insurance for special events or activities such as field trips or athletic events?

Yes, these policies are typically referred to as “special event” insurance policies to provide coverage for the associated risks with the event or activity.

Are students covered under a school’s insurance policy?

This can vary depending on the institution and the coverage needed. Most students are covered under their parents’ insurance however, some institutions purchase student accident coverage to extend beyond their general liability coverage.

Are there any insurance policies available for cyber liability or cyber breaches?

Yes, there are policies in place to help mitigate a cyber-attack. These policies help provide coverage for costs associated with a data breach.

Let's Connect

To learn more about how OVD can help ensure coverage for your educational institution, do not hesitate to give us a call today.